The Benefits of Goal Setting
By · CommentsThe benefits of goal setting
Gives you clarity for what you want out of life. It helps you move your thought and actions on what you want to accomplish. Instead of wandering around aimlessly through life, goals help you achieve your heart desires.
Time management: instead of focusing on the wrong actions that gets you to somewhere, goals help you prioritize what is important on accomplishing your goals.
Lets you see what you need to accomplish and by when. If you want to lose 12 pounds in a year, it tells you that you need to lose 1 pound a month.
The motivation to keep going: Long term goals is going to take some time, like for example million dollars in 20 years. You have to keep your eyes on the prize.
Satisfaction: when you achieve your goals it is very satisfying, because you took a semi hard goal and achieved it.
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The 9 simple ways of Achieving your Goal
By · CommentsThe 9 simple ways of achieving your goal
1)Must be specific, attainable and challenging: I want to lose 15 pounds in one year: is challenging, attainable and specific. If you said I want to lose weight that is not specific, if you said I want to lose 15 pounds in a week, that is not attainable, unless you have liposuction of something, and if you said I want to lose 1 pound, that is not challenging.
2)Why you want to achieve it?From the above example: If you said you to be in better health for I can spend more time with my kids, instead of dying early, that would be a great goal. Be specific as possible. The stronger your motivation on this goal, the better.
3) What are the obstacles of achieving your goal?: one of my obstacles of trying to get shape was my legs was always, tired, because of my former job as security guard, because I had to walk around all night. Before my goal, I was stretching, but not enough, so I added more stretches and eventually I ended up quitting that job. I had to put off my workout for awhile until I got my legs back into shape.
4)What sacrifices do I need to make? If you want to quit drinking that means you have to spend less time with your friends that drink all the time.
5)Who can help me with my goal? It is always better to find a partner or mentor to help with your goals. If your goal is to to quit drinking, you could join AA. If your goal is to quit smoking, how about reading some books, or find a friend that wants to quit too. Your spouse should help your goal as well
6)What information do I need ? You could always read a book or even better yet, use the internet to help achieve your goal.
7)What are the steps you need to reach that goal: To weight it could be join a gym, get books on weight loss, and get a diet cookbook
8)What is your commitment? On a scale of 1 to 10 how would you rate yourself. If scored a low score, don’t even bother, or wait until you are committed. Most people want to quit smoking, but their commitment is very low, when they get lung cancer, their commitment is very high.
9)What one thing can I do today: sometimes we are so motivated on our goals, then the next day we are not that motivated. The quicker you act on your goal, the better, do not wait, unless it is low priority goal, like, read a novel or something.
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What is the envelope system
By · CommentsThe envelope system is a great way to help make budgeting easier. You would want to start listing all your expenses that spend each month. Then you make categories such as food, auto, rent, clothes, etc.
Then each paycheck you would want to deposit a certain amount of money into each envelope. You would want to split the amount you put in, buy the number of times you are paid each month.
For example, you are paid twice a month and rent is 1000 dollars a month. So you would want to put 500 dollars each paycheck and put it in the envelope.
Important points
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do not leave your envelopes laying around where anybody can find them, make sure you hide them where you and your trusted spouse can find it. You do not want your kids or anybody else that comes to your house to find it.
- With rent and major expense it is a different story about putting into an envelope, obviously you do not want somebody to steal it or gets misplace and for two you can be earning interest on your account. What I do is have a separate bank account that gets direct deposited into my account. In fact I have 3 bank accounts because I do not trust myself) , one for rent, one for spending money, and the other for emergency money.
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What Goals you want to Achieve
By · CommentsAre there any goals you want to achieve in your life? If you are reading this post I believe you want to to achieve your goals as effortless as possible. Learn how easy strategies can make your goal into a reality.
The first step is to brainstorm your goals by following the smart formula
The second step is to write your goals on a piece of paper. Make sure you post it, somewhere your can see what you want to accomplish, every single day. It could be on above your bed for that way you can see it, when your first wake up and right before you go to bed, or on the fridge (especially if you are trying to lose weight).
The third step is kind of optional, and that is to tell the world about your goals. This can be positive and negative at the same time. You would want to tell your closest friends about this: somebody who would not be ridicule you if you do not achieve it. Some people say “who can not do that” take this into consideration, especially if they have experience in that area, but it may not work for them, does not mean it would not work for you.
The fourth step and the most important step, is to take action every single day. If you do not take action, it is more of a wish than a goal. I wish I had a million dollars, but if I do nothing every day to move me into that goal, it more of a wish. You want to take massive and small action on your goals, every day. For example: If you are working out you can work out hard 3-4 times a week, and the other days you can go for a walk.
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The Free Credit Report Scam
By · CommentsThe free credit report scam
Every person in America has the right to check their free annual credit report at least once a year, which became law in 2005.
Some companies will give you a free credit report but in the fine print it will say, that you have to pay every month unless you cancel. They will give you a free 30 day trial, then after that, they will deduct money from your credit card. You can cancel, but because most people lives are busy, they forget.
These companies will ask you for your credit card. The one that is put out by the government is Annualcreditreport.com and it is the only official site by the government. A lot of companies website names are to confuse a person, they are close to the one above.
The only catch to the free government site is that it would not contain your credit scores. It is there just to show you, any inaccurate information on your credit reports or if you are a victim of identity theft.
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