The free credit report scam

Every person in America has the right to check their free annual credit report at least once a year, which became law in 2005.

Some companies will give you a free credit report but in the fine print it will say, that you have to pay every month unless you cancel. They will give you a free 30 day trial, then after that, they will deduct money from your credit card. You can cancel, but because most people lives are busy, they forget.

These companies will ask you for your credit card. The one that is put out by the government is Annualcreditreport.com and it is the only official site by the government. A lot of companies website names are to confuse a person, they are close to the one above.

The only catch to the free government site is that it would not contain your credit scores. It is there just to show you, any inaccurate information on your credit reports or if you are a victim of identity theft.

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